Business Insurance Solutions
Operating in the UAE’s dynamic economy requires a proactive approach to risk. As of 2026, business insurance is no longer just a "safety net"—it is a regulatory requirement for licensing and visa renewals. At Tasheelat, we simplify the insurance landscape by matching your specific business activity with comprehensive, cost-effective policies that ensure 100% legal compliance.
01. Mandatory Insurances (The Regulatory Essentials)
In 2026, failure to hold these policies results in automated government fines and blocks on your immigration portal:
- Unified Group Medical Insurance: Employers in all Emirates must now provide a minimum level of health insurance for every employee. At Tasheelat, we provide "Visa-Ready" policies that satisfy MOHRE, DHA, and DoH requirements instantly.
- Workmen’s Compensation: Mandatory under Federal Decree-Law No. 33 of 2021. This protects your business from the financial burden of workplace accidents, covering medical costs, lost wages, and disability benefits (ranging from AED 18,000 to AED 200,000 per case).
- Professional Indemnity (PI):Required for specialized licenses (Doctors, Engineers, Lawyers, Accountants). It safeguards your company against claims of professional errors, omissions, or negligence.
02. Strategic Liability & Asset Protection
Beyond the legal minimums, we help you secure the specialized covers that modern investors demand:
- Cyber Liability Insurance: With the 2026 UAE Cybercrime Laws and PDPL (Data Privacy) mandates,b a data breach can cost millions. We secure policies that cover legal fees, data recovery, and government fines for non-compliance.
- Public Liability: Essential for any business with a physical premise (offices, retail, cafes). It covers third-party injuries or property damage occurring on your site.
- Business Interruption:Protects your revenue if an unforeseen disaster (fire, flood, or system failure) halts your operations. It covers rent, payroll, and lost income while you recover.
- Directors & Officers (D&O):Directors & Officers (D&O): Vital for startups and board members to protect personal assets from legal actions related to corporate decisions.
Why Choose Tasheelat?
Speed to Market
Insurance shouldn't delay your business. We leverage digital partnerships to issue mandatory Health and Workmen’s Comp certificates in as little as 24 hours, ensuring your trade license and visa applications stay on track.
Compliance Expertise
We don't just sell policies; we ensure they pass the "Regulator Test." In 2026, "cheap" policies that don't meet the CBUAE (Central Bank) or MOHRE minimum benefits can lead to heavy fines. We ensure you are 100% compliant.
Transparency
No hidden exclusions. We provide a clear, itemized comparison of premiums, deductibles, and hospital networks. You will know exactly what is covered, with official receipts for every dirham spent.
Asked Questions
Yes. Tasheelat specializes in "Business Owner Policies" (BOP). We can bundle your medical, liability, and office contents insurance into a single, cost-effective annual premium.
The authorities now use automated monitoring. Non-compliance can result in monthly fines per employee and the immediate suspension of your ability to issue or renew residency visas.
Need assistance?
Feel free contact us
Our team is here to help. Reach out to us anytime to discuss how we can support your goals. Our Mission: To empower businesses of all sizes through innovative and scalable solutions.
